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S.E., S.E.C. & E.Co. RLYS. EMPLOYEES’ CO-OPERATIVE CREDIT SOCIETY LTD.
                                                                       H.O. - 93, Circular Garden Reach Road, Kolkata-700 043.

 

Particulars as on 31.03.2025

 

Share Capital                            Rs.   486.94    Crores      Interest on loan           10% ( 9% w.e.f. 01.06.2025 )

 

Working Capital                       Rs.  2946.80   Crores      Interest on CMTD        6%

 

Loan to Members                     Rs.  2777.21   Crores     Interest on FD             8% & 8.5%

 

No. of Members                            1, 35 , 481                  Interest on RD             6%  & 7%

 

Membership is open for the employees of South Eastern Railway, East Coast Railway, South East Central Railway and Kolkata Metro Railway

Quantum of loan granted at present –

Minimum                                  Rs.5,00,000/-   and        Maximum                   Rs.20,00,000/-

Other facilities –

  • Holiday Homes at Ayodhya, Darjeeling, DIgha, Gangtok, Hardwar, Kolkata, Pelling, Puri, Shirdi, Tirupati, Varanasi and Vellore.

  • Death benefit relief of Rs.10,000/- to legal heir of members died in harness.

  • Educational Assistance for the wards of the shareholders and staff.

  • R.D., F.D. and Savings Deposit facilities are also available.

 

 

 

 

                              Sri Abhijit Bandyopadhyay   

                                       Chief Manager

URBAN BANK 2026

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