
S.E., S.E.C. & E.Co. RLYS. EMPLOYEES’ CO-OPERATIVE CREDIT SOCIETY LTD.
H.O. - 93, Circular Garden Reach Road, Kolkata-700 043.
Particulars as on 31.03.2025
Share Capital Rs. 486.94 Crores Interest on loan 10% ( 9% w.e.f. 01.06.2025 )
Working Capital Rs. 2946.80 Crores Interest on CMTD 6%
Loan to Members Rs. 2777.21 Crores Interest on FD 8% & 8.5%
No. of Members 1, 35 , 481 Interest on RD 6% & 7%
Membership is open for the employees of South Eastern Railway, East Coast Railway, South East Central Railway and Kolkata Metro Railway
Quantum of loan granted at present –
Minimum Rs.5,00,000/- and Maximum Rs.20,00,000/-
Other facilities –
-
Holiday Homes at Ayodhya, Darjeeling, DIgha, Gangtok, Hardwar, Kolkata, Pelling, Puri, Shirdi, Tirupati, Varanasi and Vellore.
-
Death benefit relief of Rs.10,000/- to legal heir of members died in harness.
-
Educational Assistance for the wards of the shareholders and staff.
-
R.D., F.D. and Savings Deposit facilities are also available.
Sri Abhijit Bandyopadhyay
Chief Manager